liem F, Jokhu JR. THE ANALYSIS OF DIGITAL PAYMENT USAGE INTENTION FROM TPB AND TAM PERSPECTIVE. Eqien [Internet]. 2022 Dec. 13 [cited 2026 Feb. 5];11(03):923 – 931. Available from: http://stiemuttaqien.ac.id/ojs/index.php/OJS/article/view/1264