Jolin and Johny Budiman 2026. Factors Influencing an Individual’s Investment Decisions: An Analysis of Risk Tolerance as a Mediating Variable . Eqien - Jurnal Ekonomi dan Bisnis. 15, 01 (Mar. 2026), 127–145. DOI:https://doi.org/10.34308/eqien.v15i01.2315.