PENGARUH DIVERSIFIKASI PENDAPATAN TERHADAP PROFITABILITAS DAN RISIKO BANK PADA BANK UMUM KONVENSIONAL DI INDONESIA SELAMA PANDEMI COVID-19

https://doi.org/10.34308/eqien.v10i2.644

Authors

  • Rahmat Setiawan Fakultas Ekonomi dan Bisnis Universitas Airlangga
  • Ahmad Naufal Arrafi Fakultas Ekonomi dan Bisnis Universitas Airlangga

Keywords:

Diversification; Non-interest income, bank risk, Conventional Commercial Bank

Abstract

This study aims to analyze the influence between non-interest income and profitability of conventional commercial banks in Indonesia due to the COVID-19 pandemic and to analyze the influence between non-interest income and the risk of conventional commercial banks in Indonesia due to the COVID-19 pandemic. The population in this study are Conventional Commercial Bank companies in Indonesia during the period 2020 quarter I to quarter IV. Data analysis in this study used linear regression assisted by the SPSS program. In this study it is proven that non-interest income (Fee Based Income) has a positive effect on profitability as measured by Return on Asset and Return on Equity and non-interest income (Fee Based Income) has a negative effect on bank risk as measured by Standard Deviation of Return on Asset and Standard Deviation of Return on Equity.

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Published

2022-05-31

How to Cite

Setiawan, R., & Arrafi, A. N. (2022). PENGARUH DIVERSIFIKASI PENDAPATAN TERHADAP PROFITABILITAS DAN RISIKO BANK PADA BANK UMUM KONVENSIONAL DI INDONESIA SELAMA PANDEMI COVID-19. Eqien - Jurnal Ekonomi Dan Bisnis, 10(2), 392–401. https://doi.org/10.34308/eqien.v10i2.644